Tavares, Fernando Oliveira
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Tavares
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Fernando Oliveira
Name
Fernando Oliveira Tavares
Biography
PhD in Industrial Management from the University of Aveiro and in Economic Analysis and Strategy in the Joint Doctoral Program, between the University of Vigo, the University of Santiago de Compostela and the University of A Coruña. He has a master's degree in Finance. University teacher since 2000. In addition to teaching at Universidade Portucalense, he is a teacher at Instituto Superior Miguel Torga. He carries out research in the area of business finance and tourism.
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7D1A-C7C3-7AE8
58489088300Research Projects
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REMIT – Research on Economics, Management and Information Technologies
Centro de investigação que que tem como objetivo principal produzir e disseminar conhecimento teórico e aplicado que possibilite uma maior compreensão das dinâmicas e tendências económicas, empresariais, territoriais e tecnológicas do mundo contemporâneo e dos seus efeitos socioeconómicos. O REMIT adota uma perspetiva multidisciplinar que integra vários domínios científicos: Economia e Gestão; Ciências e Tecnologia; Turismo, Património e Cultura.
Founded in 2017, REMIT – Research on Economics, Management and Information Technologies is a research unit of Portucalense University. Based on a multidisciplinary and interdisciplinary perspective it aims at responding to social challenges through a holistic approach involving a wide range of scientific fields such as Economics, Management, Science, Technology, Tourism, Heritage and Culture.
Grounded on the production of advanced scientific knowledge, REMIT has a special focus on its application to the resolution of real issues and challenges, having as strategic orientations:
- the understanding of local, national and international environment;
- the development of activities oriented to professional practice, namely in the business world.
65 results
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Publication Open Access How COVID-19 affected portuguese travel Intentions: A PLS-SEM Model2024-07-19 - Santos, Eulália; Oliveira, Margarida Freitas; Tavares, Fernando OliveiraCOVID-19 was a defining moment of the 21st century, causing major disruptions to tourism and global mobility. Travel patterns have changed significantly, influencing people’s perception of travel. This study aims to explore how COVID-19 affected the travel intentions of the Portuguese. The research is based on a questionnaire administered to 762 individuals, using structural equation modeling with partial least squares. In general, individuals have a reasonable perception of fear of the consequences of COVID-19, risk, and travel behavior and do not appear to have anxiety or fear of traveling. As for their intention to travel, they seem to have intentions. The results of this analysis demonstrate that fear of traveling, and travel behavior directly influence travel intentions and, indirectly, through fear of the consequences of COVID-19, anxiety, fear of traveling, and perceived travel risk. This study is particularly relevant for entities that manage and monitor the travel intentions of their clients and consumers, especially in the travel and tourism sector. It aims to more effectively meet the needs and desires of travelers, in addition to formulating strategies that promote the recovery of tourism in the post-pandemic period. The added value of research lies in its potential to guide strategic decision-making and policy formulation.Publication Open Access Decisões de financiamento bancário por parte da banca angolana: o caso do Banco de Poupança e Crédito2018 - Manuel, Benedito; Tavares, Fernando Oliveira; Pacheco, Luís MiguelEste trabalho tem como objetivo realizar um estudo sobre as ferramentas e técnicas usadas pelo Banco de Poupança e Crédito na análise e avaliação de projetos de investimento dos seus mutuários. Para a prossecução deste objetivo fez-se a comparação dos seus processos de decisão em relação aos apresentados na literatura científica, de modo acompreender a problemática do risco de crédito e do crédito mal parado do banco. A investigação conclui que por se tratar de um banco público, este vê-se forçado a apoiar projetos que de outra forma não seriam aceites. Também se verificou que uma parte do crédito em incumprimento do banco tem origem em clientes alanacados por serviços prestados ao Estado, faltando ao banco exigir as devidas garantias reais ou a aplicação de seguros de crédito. Conclui-se que o problema do banco identifica-se com os decorrentes da informação assimétrica, nomeadamente a seleção adversa e o risco moral.Publication Open Access The Portuguese residential real estate market: An evaluation of the last decade2014 - Pereira, Elisabeth Teixeira; Moreira, António Carrizo; Tavares, Fernando Oliveirahis article presents an integrated vision of the context of the residential real estate market in Portugal. It analyses the evolution of several macroeconomic indicators during the last decade. The article is complemented with the analysis of the house prices, where an evaluation of average prices of apartments in Portugal according to different typologies and regions have been done. Regarding the market environment, several indicators are assessed, such as the evolution of interest rates, the evolution of households’ credit, the consumption and construction confidence indexes and the evolution of foreign direct investment in housing. The conclusion is that after a booming period, the future of the real estate market is somehow worrying.Publication Open Access Investimento direto estrangeiro em Angola2016-03 - Albino, Firmino Camilo; Pacheco, Luís Miguel; Tavares, Fernando OliveiraEste trabalho de investigação centra-se na caracterização das várias dimensões do Investimento Direto Estrangeiro (IDE) e o seu impacto na economia angolana e na província do Huambo. É efetuada uma análise às teorias de suporte ao estudo do IDE e é analisada a evolução e o impacto do IDE na economia. Validamos, com recurso à revisão teórica sobre a temática do IDE, a existência de vários mecanismos através dos quais o IDE afeta o crescimento económico e social do país recetor. Identificamos a existência de um fluxo negativo do IDE em Angola nos últimos anos o que pode indiciar o repatriamento de lucros das subsidiárias provocando a saída de fundos do país. O estudo efetuado, permite identificar que a quase totalidade do investimento privado e estrangeiro efetuado em Angola é centrado na província de Luanda. Em 2013, o investimento privado efetuado no Huambo apenas representou 0,6% do total realizado em Angola e 0,3% do IDE. A análise da informação encontrada não permitiu validar a existência de nenhuma política ou instrumento de captação de investimento estrangeiro, definida no sentido de descentralizar o investimento ao longo das diferentes províncias do país.Publication Open Access Risk planning and management in Portuguese Companies: A statistical approach2023-06-28 - Santos, Eulália; Tavares, Vasco Capela; Ratten, Vanessa; Tavares, Fernando OliveiraThe purpose of this article is to study risk management planning and risk management in Portuguese companies. The methodology used is of a quantitative nature, based on a questionnaire survey that analyzes the risk management planning and risk management of 1647 Portuguese companies from different sectors of activity. The results allow us to conclude that the aspects that most manifest themselves in the perceptions of risk management planning are having a management plan that includes the relationship with customers, suppliers, and employees, as well as an updated security plan. This study intends to contribute to academic knowledge and for companies to know and master the concepts of risk management planning and risk management in its different aspects, helping the adoption of strategies to better plan risk management. The results make it possible to understand the differences in planning and risk management between larger and smaller companies, between older and younger companies, and between family and non-family companies. These results can contribute to increasing corporate sustainability and improving performance in planning and managing corporate risks.Publication Open Access A statistical analysis of companies’ financing strategies in Portugal during the COVID-19 pandemic2023-02-11 - Santos, Eulália; Vasconcelos, Mafalda Venâncio de; Tavares, Vasco Capela; Tavares, Fernando OliveiraThis study aims to establish which sources of financing were used and the relevance of different banking products for Portuguese companies during the pandemic. We also intend to understand the determinants of companies’ financing options and what lies behind their decisions concerning the appropriate level of debt. A quantitative methodology was used, based on a questionnaire given to Portuguese companies to analyse different financing issues. The sample was composed of 1957 companies with a business volume of more than EUR 500,000 per year. The results show that Portuguese companies focused on managing liquidity and corporate risk. We found evidence that companies kept financing themselves by banking products such as in the pre-pandemic period, although 29.6% resorted to the LAE-COVID economy support line. Companies decide on the appropriate amount of debt based on the nature of the business, the phase of the life cycle in which the company is, the cash flows’ volatility, accounting results, credit rating, and fiscal benefits. Academicians and companies should master the concept of company financing and adopt strategies to consider the level of debt and refine the banking products to be used. Although the literature on business financial management usually claims that all crises are the same, the COVID-19 pandemic not only caused a recession but also forced people and companies to adapt to a new environment. Portuguese companies have shown resilience and focus on their adoption of good financing practices.Publication Open Access Literacia financeira: estudo aplicado a uma amostra de alunos de uma escola do 3.º ciclo do Ensino Básico e Secundário português2016 - Ribeiro, Eugénia; Tavares, Fernando Oliveira; Pacheco, Luís MiguelEste trabalho tem como principal objetivo estudar o nível de educação e formação financeira de uma amostra da população escolar da Área Metropolitana do Porto, em Portugal. O método utilizado é quantitativo e exploratório, tendo sido efetuado um inquérito a uma amostra dos alunos da população em estudo. A fundamentação teórica do estudo tem por base a consciencialização sobre a necessidade de formação nesta área, nomeadamente a implementação do Plano Nacional de Formação Financeira. Conclui-se que o currículo escolar deve facultar aos alunos as condições necessárias a fim de tomarem decisões financeiras informadas e conscientes ao longo da sua vida. Os resultados apresentam quatro fatores com relevância na formação e educação financeira de crianças e jovens: a família, a escola, o conhecimento sobre a poupança e o preço do dinheiro. Termina-se referindo que é necessário tornar a instrução financeira obrigatória no currículo escolar, aproveitando as boas práticas já implementadas noutros países.Publication Restricted Access Financial literacy in individuals trained in economics, management, finance and accounting2023-03-23 - Santos, Eulália; Tavares, Vasco; Tavares, Fernando OliveiraThis study aims to analyse and compare the perception and the knowledge of financial literacy of the Portuguese with training in Economics, Management, Finance, and/or Accounting. It is used a quantitative methodology based on a questionnaire that studies the perception of financial literacy and assesses financial literacy knowledge. The sample is formed by 395 Portuguese individuals with training in Economics, Management, Finance, and/or Accounting. The obtained results show that the scale of financial literacy perception presents a structure with three factors: 1–2 year financial goals and planning, long-term saving, and taste for numerical calculations. The results also show that the Portuguese individuals present greater levels of financial literacy perception compared to their actual knowledge of financial literacy. The originality of this study shows that the utilized instrument was adequate to measure the financial literacy perception of the Portuguese individuals with training in the areas of Economics, Management, Finance, and Accounting. The difference between the perception and the actual knowledge of financial literacy among people trained in these areas should encourage a revision of the curriculums of these degrees, to shorten that gap.Publication Open Access Importância do Caminho de Ferro de Benguela para o desenvolvimento regional2017-12 - Relógio, André Tchoia; Pacheco, Luís Miguel; Tavares, Fernando OliveiraPublication Open Access Fatores associados à escolha de serviços bancários: uma aplicação aos Bancos de Benguela, em Angola2019-03-23 - Cordeiro, Sandra; Pacheco, Luís Miguel; Tavares, Fernando OliveiraObjetivo: O objetivo deste artigo é o de estudar os fatores associados à escolha de serviços bancários pelos clientes angolanos. É estudado o comportamento de clientes de entidades bancárias, com a finalidade de determinar quais os fatores que influenciam o cliente ao escolher uma instituição bancária na cidade de Benguela, em Angola. Originalidade: A opção pela aplicação deste estudo a Angola deve-se à pertinência do tema e ao facto de não existir um estudo em Angola deste género. Metodologia: Foram distribuídos inquéritos a uma amostra de clientes dos bancos BPC (Banco de Poupança e Crédito), BFA (Banco de Fomento Angola) e BMA (Banco Millennium Angola), tendo sido recolhidas 307 respostas válidas. Resultados: Os resultados do inquérito revelam que os fatores que mais influenciam os clientes na escolha de serviços bancários são o bom atendimento ao cliente, a qualidade de serviços, a variedade de produtos/serviços e as condições de segurança que estas instituições oferecem.