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Regulamento (UE) 2024/1689 regras harmonizadas em matéria de inteligência artificial e Fontes Normativas da União Europeia [comunicação oral]
2024-03-31 - Horta, Fernando
1. Introdução: o Regulamento no contexto das fontes normativas da União Europeia
2. Fontes Normativas do Direito da União Europeia e relação com o Regulamento Europeu de IA
3. Aspectos gerais
Charting Resource Efficiency Practices Across European Firms: A Multilevel Analysis
2025-11-24 - Lopes, João M.; Gomes, Sofia; Nogueira, Elisabete
The circular economy (CE) is a key sustainability paradigm, prompting European Union (EU) organizations and policy makers to move beyond linear production and consumption models. The study aimed to assess the implementation patterns of nine CE activities among EU companies and to explore how the implementation of these CE activities relates to certain firm-level characteristics. A multilevel latent class model was employed in a sample of 13,084 companies across the 27 EU Member States. The study reveals significant variation in the implementation of CE activities across countries and companies, identifying five distinct company classes ranging from those with no CE adoption to those that are advanced adopters, with all nine activities.It also identifies six geographically dispersed country groups, each with a unique composition of companies based on their CE engagement. Furthermore, companies with higher CE implementation are typically larger, despite the sample being predominantly comprised of micro and small enterprises, older (having been established for over 7 years), and reporting higher annual turnover. These firms also tend to invest a smaller proportion of their turnover in resource efficiency measures. This study advances circular economy research by integrating the resource-based view and dynamic capabilities theory, demonstrating that sustained CE implementation requires both valuable resources and the dynamic ability to reconfigure them in response to changing contexts. It also reveals significant variations in CE adoption across EU regions and firms, advocating for tailored,sector-specific policies and practical measures, such as financial incentives for SMEs and enhanced managerial training, to drive sustainable transitions.
Reframing Financial Literacy for the Twenty-First Century: Foundations, Digital Transformations, and Pathways to Sustainable Empowerment
2025-11-20 - Tavares, Fernando Oliveira; Almeida, Luis
Over the last two decades, financial literacy has emerged as a central determinant of economic wellbeing, social inclusion, and individual empowerment (Tavares et al., 2020). Once conceptualized primarily as a cognitive skill involving basic numeracy and knowledge of financial products, financial literacy has evolved into a multidimensional construct encompassing behavioural, digital, and ethical dimensions (Santos et al., 2022). In the context of globalization, technological acceleration, and increasing economic complexity, the capacity to make informed financial decisions has become indispensable not only for personal financial management but also for sustainable development and collective resilience (Vieira et al., 2024). This transformation reflects not only changes in global financial systems but also the digitalisation of everyday life, which has blurred the boundaries between financial and technological capabilities.