Financiamento das PME: Análise das empresas do Distrito do Porto.
Date
2014-07-07
Embargo
Advisor
Coadvisor
Journal Title
Journal ISSN
Volume Title
Publisher
Language
Portuguese
Alternative Title
Abstract
No âmbito do Mestrado em Finanças da Universidade Portucalense foi
desenvolvido um estudo exploratório e quantitativo às PME do distrito do Porto, sobre
as fontes e formas de financiamento utilizadas. Este estudo visa avaliar de que forma a
atual conjuntura adversa afeta as necessidades e decisões de financiamento das PME.
Partindo da apresentação de algumas teorias (teoria do trade-off, teoria do
peackin order, teoria do market timing, entre outras) sobre a temática do financiamento
foi realizado um inquérito às PME do distrito do Porto.
Observa-se uma forte preferência pelo crédito bancário e uma fraca
apetência para a utilização do mercado de capitais no processo de obtenção de
financiamento, características de um modelo Continental. Os juros e comissões assim
como os aspetos burocráticos são os principais fatores referidos nas dificuldades
apresentadas pelas PME.
O estudo pretende contribuir com soluções para as dificuldades de
financiamento das empresas, nomeadamente através da apresentação de formas de
financiamento alternativas.
Within the framework of the master in finance in Portucalense University was being developed an exploratory and quantitative study about SME in district of Porto, about sources and ways of financing to be used. The study aims to assess the way in advert and current conjuncture to be affecting the needs and decision about financing in the SME. The presentation starting about some theories (theory of the trade-off, pecking order and market timing, and others), about thematic of financing was performed an inquire in the SME in district of Porto. Was seeing a strong preference about bank credit and a weak preference is a capital market in processes attainment of financing. Characteristics of a continental model. The interest rates, committees and bureaucratic aspects are the principals factors mentioned in some difficult present in the SME. The study have been contribuided a solution for the difficulty of financing in the enterprises, namely about the presentation of way of alternative financing.
Within the framework of the master in finance in Portucalense University was being developed an exploratory and quantitative study about SME in district of Porto, about sources and ways of financing to be used. The study aims to assess the way in advert and current conjuncture to be affecting the needs and decision about financing in the SME. The presentation starting about some theories (theory of the trade-off, pecking order and market timing, and others), about thematic of financing was performed an inquire in the SME in district of Porto. Was seeing a strong preference about bank credit and a weak preference is a capital market in processes attainment of financing. Characteristics of a continental model. The interest rates, committees and bureaucratic aspects are the principals factors mentioned in some difficult present in the SME. The study have been contribuided a solution for the difficulty of financing in the enterprises, namely about the presentation of way of alternative financing.
Keywords
Financiamento das PME, Distrito do Porto, Financing in the SME, District of Porto
Document Type
Master thesis
Publisher Version
Dataset
Citation
Almeida, E. J. F. (2014). Financiamento das PME: Análise das empresas do Distrito do Porto. (Dissertação de Mestrado), Universidade Portucalense, Portugal. Disponível no Repositório UPT, http://hdl.handle.net/11328/1551.
Identifiers
TID
201485230
Designation
Mestrado em Finanças
Access Type
Open Access